Do I Need Travel Insurance?

Do I Need Travel Insurance?

The short answer is yes, you should get travel insurance, especially emergency medical travel insurance.

When you're in Canada, your provincial health coverage looks after medical and hospital expenses. Because of this, Canadians rarely (if ever) see a hospital bill. As Canadians, our excellent health care coverage often means that medical insurance is something that Canadians don't think about very often, since we rarely see the actual costs of medical care.

When we travel outside of Canada (or even our home province), our provincial health care coverage can be limited. Only a fraction of medical of the cost of medical expenses may be covered if you're sick or injured out of country.

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Official Canadian Government Travel Warning Against Travel To Nigeria

Official Canadian Government Travel Warning Against Travel to Nigeria

Foreign Affairs and International Trade Canada has issued an official warning against non-essential travel to Nigeria.

A new travel health notice has been issued on Lassa fever in Nigeria. The warning is targeted for individuals or live or work in endemic areas (especially humanitarian aid workers and health care workers). Most travellers outside of these areas and groups should be at low risk.

There is a significant risk of crime, banditry, and terrorism in Nigeria, according to the Government of Canada. In particular, the United States government published an April 18 emergency message, stating that terrorist attacks may be planned against hotels frequently used by Westerners in the city of Abuja.

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What Type Of Travel Insurance Do I Need?

One of the first questions most people ask when buying travel insurance is "What type of travel insurance do I need?"It's a good question, as there are a lot of travel insurance types out there, and choosing between them can seem a bit confusing at first. In this article, we outline the main types of travel insurance, and when they make sense.Read on to find out what type of travel insurance is best for you.
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Don’t Let Your Travel Insurance Company Deny Your Claim!

Don’t Let Your Travel Insurance Company Deny Your Claim!

Many travellers assume everything is covered when they buy travel insurance, but that's not always necessarily the case. We constantly hear stories about travellers claims being denied. Most often, denied claims result when travellers misunderstand their insurance policy.When you buy travel insurance, you enter into a legal contact. The policy certificate from your insurance company outlines all of the fine print that can help you understand what your policy covers and doesn't cover.Here are some of the most common reasons travel insurance claims are denied.
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