Allianz Global Assistance was known as Mondial Assistance before February 2012. 

Allianz’s global headquarters are in Paris, France, and the company has regional offices in over 34 countries. The company is one of the world’s largest providers of comprehensive and specialty travel insurance products and services.

Advantages

  • Easy to use online insurance quote system
  • All travel plans include dedicated 24-hour assistance

Disadvantages

  • For single trip plans, you must be 64 or younger when coverage is purchased, and your  trip duration cannot exceed 30 consecutive days.
  • If you have filed a claim, then you can’t get a refund on your policy. 

Allianz Emergency Medical Travel Insurance Plans

Alliance offers a Single Trip Emergency Medical Plan, an Allianz Trip Protector Trip Cancellation and Interruption Plan, Comprehensive Coverage Plan, and an annual (multi-trip) Emergency Medical Plan.

Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully.

Allianz Single Trip Emergency Medical Plan

This plan is available for any traveler aged 64 and under. This single trip plan by Allianz plan includes Emergency Medical/Dental cover of up to 5 million, accommodation and meals amounts of up to $150 per day for a maximum of 10 days, vehicle return cover for up to $2,000 and 24-hour assistance.

It doesn’t include trip cancellation or interruption or baggage coverage. You need to purchase the separate Trip Protector plan for trip cancellation or interruption or baggage benefits.

Allianz Trip Protector Trip Cancellation and Interruption Plan

This plan provides trip cancellation and interruption coverage if a prepaid trip is cancelled before your departure, or delayed or interrupted. The Allianz Trip Protector plan includes baggage coverage of up to $1,000, baggage delay cover of up to $200, trip delay cover of up to $150 per day for a maximum of 10 days, unlimited trip interruption cover and trip cancellation cover of up to $20,000.

Allianz Comprehensive All-inclusive Travel Insurance

This plan includes a complete package of all Allianz travel benefits including emergency medical coverage of 5 million, unlimited emergency medical transportation, trip cancellation of up to $20,000, unlimited trip interruption, trip delay of up to $300 per day for two days, baggage coverage of up to $1,000, baggage delay of up to $200, accommodation and meals of up to $150 per day for a maximum of 10 days, vehicle return of up to $2,000 and 24-hour assistance.

Allianz Annual (Multi-Trip) Emergency Medical Plan

This plan is offered in two options: the Allianz 10-Day Plan and the Allianz 30-Day Plan. Both plans are available for both individuals and families.

Benefits include emergency medical/dental cover of up to 5 million, emergency medical transportation, accommodation and meals cover of up to $150 per day for a maximum of 10 days, vehicle return cover of up to $2,000 and 24-hour assistance.

It doesn’t include trip cancellation or interruption or baggage coverage. You need to purchase the separate Trip Protector plan for trip cancellation or interruption or baggage benefits.

Comparing Allianz Canada’s Travel Insurance Plans

PlanMedical Insurance CoverageDeductibleTrip Cancellation and InterruptionBaggageAges for which coverage is provided, and length of coverage (in days)
Allianz Single Trip Emergency Medical Plan5 million0Age 64 or younger when coverage is purchased. The trip duration may not exceed 30
consecutive days.
Allianz Annual (Multi-Trip) Emergency Medical Plan5 million0Age 64 or younger when coverage is purchased. Coverage length is for a 10-day or 30-day limit per trip, depending on which option you purchase.
Allianz Trip Protector Trip Cancellation and Interruption0Max. $20,000$1,000 damage or theft, $200 baggage delayNo age limit but persons aged 60 and above fill a medical health questionnaire
Allianz Comprehensive All-inclusive Plan5 million0Max. $20,000$1,000 damage or theft, $200 baggage delayAge 64 or younger when coverage is purchased. The trip duration may not exceed 30 consecutive days.

Tips for Saving with Allianz Travel Insurance

If you take two or more trips per year, a multi-trip (annual) policy can save you money.

Refunds

You can get a refund on your insurance premium will be if you cancel the policy within a period of 10 days after purchase. However, this applies if you have not left for your trip or filed a claim.

You Need to Know

  • Allianz Canada Travel Insurance policies are underwritten by the Allianz Global Risk US Insurance Company, the Canadian Branch.
  • To qualify for the Allianz travel insurance products you need to be a Canadian citizen with a Canadian Government Health Insurance Plan.
  • Policies do not cover expenses related to travel in any countries for which the Canadian government has issued a Travel Warning in writing.
  • Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully.

How to Buy

You can buy Allianz Travel Insurance products online or by phoning 1 866 520 8823.

Want to Compare Allianz Canada’s Travel Insurance Rates?

The easiest way to compare Canadian travel insurance rates is to use a comparison website.

Comparison websites, like Kanetix.ca, let you compare quotes for travel insurance from several different companies at once. Type in a few details about your trip, and compare policy coverage and prices to help narrow down your choice. Check out our review of Kanetix.ca.

*As always, the information in this post is from one Canadian traveller to another and please remember, we are not travel insurance agents. We have just spent years abroad and have gotten to know the ins and outs of the industry. If you have any travel insurance questions, please talk to a qualified travel insurance agent or broker. Finally, insurance plans can and do change all the time so always consult your insurance policy since that is the legal document to which you are agreeing to.