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Scotiabank, one of Canada’s largest banks, first opened in Halifax, Nova Scotia in 1832, and now has 81,000 employees across Canada.

Scotiabank is the first Canadian bank to partner with American Express, and offers several cards unique to the Canadian marketplace.

How It Works

Several of Scotiabank’s credit cards come with a travel insurance benefits, which gives you travel insurance for multiple trips throughout the year. Getting multi-trip insurance on your credit card is a good way to make sure you have travel insurance every time you travel.

Scotiabank credit cards that offer travel emergency medical insurance are:

All Scotiabank American Express cards have Common Carrier Travel Accident Insurance, and some offer Trip Cancellation, Trip Interruption, Delayed and Lost Baggage and Flight Delay benefits.

Scotiabank also offers a Scotiabank More Rewards® VISA, which doesn’t offer travel insurance perks.

Comparison of Travel Insurance on Scotiabank Credit Cards

Scotiabank has four cards that offer travel insurance benefits , and one no fee travel rewards card.

CardAnnual FeeMedical Travel InsuranceTravel Accident InsuranceTrip CancellationTrip InterruptionBaggageFlight DelayScotia Rewards 
Earn travel rewards up to 2x faster
Scotiabank American Express Card
$0ApplyGreenCheck
MoreOrangeArrow
20,000 Scotia Rewards bonus points with first purchase
Scotiabank Gold American Express Card
$99ApplyGreenCheck
MoreOrangeArrow
Rewards
ScotiaGold Passport® VISA Card
$110ApplyGreenCheck
MoreOrangeArrow
Scotiabank More Rewards* VISA* card
Scotiabank More Rewards® VISA Card
$0ApplyGreenCheck
MoreOrangeArrow
Scotiabank Platinum American Express

Scotiabank Platinum American Express Card
$399ApplyGreenCheck
MoreOrangeArrow

Note: Under all insurance coverages, certain limitation, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please refer to the insurance certificates for full details of all coverages underwritten by independent licensed insurers. The Bank of Nova Scotia is not an insurer. All claims for insurance indemnities must be forwarded to the insurers.

*As always, the information on this page is from one Canadian traveller to another. We have spent years abroad and have gotten to know the ins and outs of the industry however we are not travel insurance agents. If you have any travel insurance questions, please talk to a qualified travel insurance agent or broker. Finally, policies and plans can and do change all the time, without warning, so always consult your insurance policy since that is the legal document to which you are agreeing to.
*This article is only intended as general advice. Please check your own policy carefully.

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