Many travellers assume everything is covered when they buy travel insurance, but that's not always necessarily the case. We constantly hear stories about travellers claims being denied. Most often, denied claims result when travellers misunderstand their insurance policy. When you buy travel insurance, you enter into a legal contact. The policy certificate from your insurance company outlines all of the fine print that can help you understand what your policy covers and doesn't cover. Here are some of the most common reasons travel insurance claims are denied.