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When Travel Insurance Policies Take Effect

We've all done it. Scoured the internet for the best holiday deals, weighed out all the options, decided on our ideal location, picked out the best hotels and finally booked our plane ticket months in advance, thinking we were ahead…

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Credit cards and travel insurance

Credit Card Insurance – Why It Isn’t Right For Everyone

Everyone knows credit cards can come with a lot of great perks like rewards and cash back. More and more are even including extended warranties and some of the higher end ones even include travel insurance. In terms of travel insurance, getting a credit card with included coverage can be a great way on minimizing insurance premiums. Regardless which plan or card you choose, if you're counting on being covered while you travel, there's a few things you need to know about most credit card travel insurance plans before heading off into the unknown. The biggest is that you might not be covered at all.
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Canadian Passport Photo by Jeff Nelson on Flickr

Provincial Health Care, Extended Travel And Expat Travel Insurance For Canadians

When a Manitoban couple asked us about insurance policies for a year long extended trip, the realization that their provincial health care would expire seven months after they left the province forced them to look at travel insurance alternatives. The answer, Expatriate Insurance. This post delves into what you need to know about how provincial health care works across Canada and some fine print you need to know about traditional travel insurance. It most likely requires you to maintain your provincial health coverage, something this couple couldn't do for their entire year long adventure.
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Car Lanes to get into US Border from Canada

Multi-Trip Insurance for Canadian Cross Border Shoppers

For people that live close enough to the U.S. border or frequently jaunt across to save on U.S. only deals, getting travel insurance should be a high priority. When you factor in the total amount of time you spend across the border, even if it's only for a few hours at a time, the chance of something going wrong increases significantly. Unfortunately, purchasing traditional travel insurance every time you skip across isn't convenient or the most economical. That's why multi-trip insurance (sometime known as annual insurance) was created. It's usually a yearly plan that covers frequent small trips out of the country. It's also one of the best deals for the frequent border crosser.
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