Back in the day, we always used to buy travel insurance from our travel agent. Now we book almost everything online, from flights to hotels to buses and even tours.
Seems like a lot of Canadians are with us on this one, and choosing to buy travel insurance online as well. Here are six reasons why buying travel insurance online is so popular with us folks in Canada:
Many agents only sell travel insurance from one or two companies, limiting your options. When you get get quotes through a comparison site, you’ll likely have more companies and policies to choose from.
Since you can compare so many different policies online, you’re likely to find a good policy at a better price.
Can you remember the last time you used a travel agent to book a flight or hotel? Many of us can’t. When you’re booking your flight and hotel online, it’s just a few extra clicks to add on travel insurance, all from the comfort of your own home.
When you buy travel insurance online, you can sign up for your policy, pay with a credit card, and get an immediate email confirmation.
It Comes with the Credit Card
Many Canadians choose to get their travel insurance as an add on perk on their credit card when they apply for their credit card online.
You can Still Ask Questions
Even if you buy online, it’s a simple matter to call the travel insurance company and get any nagging questions answered.
Where to buy travel insurance online
Canada’s biggest online comparison site for travel insurance is Kanetix.ca. They’re a great place to get quotes so you can compare different policies and prices.
Squaremouth is an up and coming comparison site, which is becoming more and more popular in Canada. It’s a solid choice if you’re looking for a very specific criteria, as it has great filters in their search. For example, you could search for a policy with $10,000,000 of coverage, with under a $200 deductible, and that allows cancellation for any reason.
World Nomads is one of the biggest travel insurance companies in the world (offering insurance to over 140 countries).
Photo by Ed Yourdon.
*As always, the information on this page is from one Canadian traveller to another. We have spent years abroad and have gotten to know the ins and outs of the industry however we are not travel insurance agents. If you have any travel insurance questions, please talk to a qualified travel insurance agent or broker. Finally, policies and plans can and do change all the time, without warning, so always consult your insurance policy since that is the legal document to which you are agreeing to.
*This article is only intended as general advice. Please check your own policy carefully.