Alberta Blue Cross provides heath insurance for more than 1.8 million Albertans, including individuals, seniors, employers and families.
Advantages
- You can make a claim online
- Various coverage combinations and add-ons available
Disadvantages
- If you’re a Canadian traveller age 60 or over, you can’t get travel insurance online. You’ll need to contact contact Alberta Blue Cross by phone or in person to purchase travel coverage. Visitors to Canada can still purchase online up to age 79.
- Travel insurance is only available to residents of Alberta
- Activities that ABC consider to be extreme sports will not be eligible for coverage should you get hurt. In other words, if it’s not considered a traditional sport, or it’s made extreme and dangerous by modifying the equipment or locale, the claim isn’t likely to be covered.
Overview
Alberta Blue Cross offers a variety of travel plans: the Blue Cross Single Trip Daily Travel Plan, the Blue Cross Annual Multi-trip Travel Plan, Top up insurance, Trip Cancellation and Interruption coverage and Visitors to Canada coverage.
Alberta Blue Cross Single Trip Plan
This plan is designed for Albertans for persons travelling outside Alberta for a single trip vacation or business travel. It includes up to It includes $5 million emergency medical coverage per person. Trip cancellation, trip interruption and baggage insurance are not included. There is a 90 (ninety) day stability period for pre-existing conditions if you’re age 59 or younger.
Alberta Blue Cross Annual (Multi-trip) Travel Plan
This plan is designed for Albertans who travel outside Alberta more than once a year for vacation purposes only. It includes up to $5 million emergency medical coverage per person per year. Trip cancellation, trip interruption and baggage insurance are not included.. There is a 90 (ninety) day stability period for pre-existing conditions if you’re age 59 or younger.
Comparison Chart for Alberta Blue Cross Travel Insurance Plans
| Plan | Medical Insurance Coverage | Deductible | Trip Cancellation and Interruption | Baggage | Maximum Age |
|---|---|---|---|---|---|
| Alberta Blue Cross Single Trip Daily Travel Plan | Up to $5 million per person | 0 |  | | Age 79 and under. 275 days. |
| Alberta Blue Cross Annual (Multi-trip) Travel Plan | Up to $5 million per person | 0 | | | Age 59 and under. Max 30 days per trip, multiple trips per year. Extensions are available. |
Tips for Saving with Alberta Blue Cross Travel Insurance
You can get a 10% if you have another policy with Alberta Blue Cross.
Refunds and Extensions
You cannot get a refund on the Blue Cross Annual (Multi-trip) plan after the effective date but If you apply in writing before the effective date, you can get a full refund. Trip Cancellation or Interruption coverage is non-refundable because it goes into effect the day you buy it.
You can get a full refund on the Blue Cross Single Trip plan if your request is received before the effective date. You can get a partial refund on your Blue Cross Single Trip, with proof of return (e.g., a copy of your boarding pass). There’s a small administrative fee. You cannot get a refund if a claim is pending or if a claim has been paid.
You can purchase an extension on your annual plan (beyond 30 days for a single trip), but you must purchase the extension before you leave on your trip. You can extend your single trip plan as well, but again, you need to get the extension before you leave on your trip.
You Need to Know
- Alberta Blue Cross plans are underwritten by The Canassurance Insurance Company Inc. (Blue Cross Canassurance).
- You need to have valid Alberta Health Care before purchasing an Alberta Blue Cross Travel.
- You must get coverage for your entire trip, or your coverage may be void. You need to get your travel insurance policy before you leave on your trip. There are a few travel insurance companies that will let you get travel insurance after you’ve departed. Compare rates here: BestQuote Travel Insurance
- Policies and coverage can change at any time, without warning. This article is only intended as general advice. Please check your own policy carefully.
How to Learn More
You can learn more Alberta Blue Cross travel plans online or by phone or by visiting any ABC office. However, applicants aged 59 and above need to contact Alberta Blue Cross by phone or in person.
Want to Learn More and Compare Alberta Blue Cross’ Rates and Plans?
If you’d like to compare Alberta Blue Cross plans and policies with other travel insurance companies, the quickest way is to get a few comparison quotes.
Comparison websites, like BestQuote Travel Insurance, let you compare quotes for travel insurance from several different companies at once. You type in a few details about your trip, and compare policy coverage and prices to help narrow down your choice.