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More and more Canadians are using travel insurance that comes with their credit card instead of traditional travel insurance. It can be a great way to save money and eliminate the hassle of shopping for travel insurance every time you take a trip.

How Credit Card Travel Insurance Works

Many Canadian credit card companies offer travel insurance as a perk for their credit card customers. Not all credit cards offer travel insurance, so we’re reviewing Canadian credit cards that do have travel insurance perks.

Credit card travel insurance usually comes with a multi-trip policy. This means that you can use the insurance for multiple trips through the year, for a limited number of days each time.

Tip for Visitors to Canada Insurance Many credit card companies will sell you additional insurance if your trip is longer than their per trip limit.


What You Need To Know

  • Make sure you purchase all of your flights and accommodation on your credit card. Your insurance may not be valid if you use another method of payment.
  • Credit card insurance often covers those 65 years and older for a shorter period of time than those 64 and under.
  • Some credit cards only offer accidental death insurance, which does not provide medical travel insurance if you become sick or injured on your trip.

Our Reviews of Canadian Credit Cards with Travel Insurance Perks

*As always, the information on this page is from one Canadian traveller to another. We have spent years abroad and have gotten to know the ins and outs of the industry however we are not travel insurance agents. If you have any travel insurance questions, please talk to a qualified travel insurance agent or broker. Finally, policies and plans can and do change all the time, without warning, so always consult your insurance policy since that is the legal document to which you are agreeing to.
*This article is only intended as general advice. Please check your own policy carefully.

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