American Express Canada Credit Card Review and Comparison
American Express is one of the best known credit card companies that offer Canadians travel insurance as a credit card perk.
How It Works
American Express credit cards come with a travel insurance perk, which gives you travel insurance for multiple trips throughout the year. Having insurance on your credit card can be a great way to avoid the hassle of shopping for travel insurance every time you travel.
You Should Know
Accidental death and dismemberment insurance (called travel accident insurance by American Express) is not emergency medical insurance for travel. Accidental death and dismemberment (AD&D) insurance simply provides benefits if you are killed (and sometimes if you're injured) as a result of an accident. An AD&D policy does not cover medical care, and does not cover you for the entire length of your vacation. You are generally only covered with AD&D insurance while you're traveling on a common carrier (like a commercial flight or train).
The only American Express credit cards that offer medical travel insurance are:
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American Express® Platinum Credit Card. See our review.
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American Express® Gold Rewards Card. See our review.
All American Express cards have accidental dealth and dismemberment insurance, and some offer trip cancellation, trip interruption, baggage and flight delay benefits.
Comparison of Travel Insurance On American Express Credit Cards
American Express has over ten cards that offer travel insurance perks.
|
Card |
Annual Fee |
Medical Travel Insurance |
Travel Accident Insurance |
Trip Cancellation |
Trip Interruption |
Baggage |
Flight Delay |
|---|---|---|---|---|---|---|---|
|
American Express |
$55 |
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$699 |
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$150. First year free. |
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$60. First year free. |
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No fee. |
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No fee. |
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$120 |
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$499 |
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$120 |
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$65. First year free. |
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No fee. |
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$99 |
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No fee. |
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$150 |
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No fee. |
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No fee. |
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No fee. |
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How To Learn more
You can learn more at American Express.
In this section
American Express Gold Canada Review: Travel Insurance
The American Express® Gold Rewards Card offers travel insurance perks and frequent flyer bonus perks at a more affordable yearly fee than the Platinum card.
American Express Platinum Canada Review: Travel Insurance
The American Express® Platinum Credit Card card is probably the most prestigious travel credit card that offers travel insurance perks.