Everyone knows credit cards can come with a lot of great perks like rewards and cash back. More and more are even including extended warranties and some of the higher end ones even include travel insurance. In terms of travel insurance, getting a credit card with included coverage can be a great way on minimizing insurance premiums. Regardless which plan or card you choose, if you're counting on being covered while you travel, there's a few things you need to know about most credit card travel insurance plans before heading off into the unknown. The biggest is that you might not be covered at all.